To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self employment and skilled wage employment opportunities, resulting in an appreciable improvement in their livelihoods on a sustainable basis, through building strong grassroots level institutions of the poor. The mission would aim at providing shelters equipped with essential services to the urban homeless in a phased manner. In addition, the Mission would also address livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.

Social Mobilization & Institution Development

• In 1992 NABARD experiment started with 500 SHGs. By 2010, NABARD was servicing 6.95 million SHGS, with a total savings of Rs. 6,198.71 crore and loans disbursed worth Rs. 12,429.37 crore
• Social Mobilization is stronger in rural India and in the 4 states of South India. The challenge of SHG mobilization remains in urban India
• Social Mobilization is not just the ‘formation’ of groups, but empowerment, financial self-reliance, and participation and access to government, its schemes and programmes for the urban poor
• NULM will focus on these elements with special attention to bank linkages for purpose neutral loans to meet the credit needs of the urban poor
• Resource Organisations (ROs) will be engaged by SULM to facilitate the formation of SHGs and their development. ROs will handhold SHGs for 2 years
• SULM will be responsible for selection of ROs in a transparent manner at the state level or allow ULBs to empanel ROs on strict technical parameters so that quality of services is not compromised
• A maximum of Rs. 10,000 can be spent per SHG for this purpose

CLF

• Represent SHGs and give them adequate voice across various levels e.g. ULB, state govts, banks, etc.

ALF

• Association of SHGs for benefit of member SHGs, bank linkages and enhanced bargaining strength of SHGs.
• RF Support :Rs 50000 per ALF

SHG

• Community Mobilization for thrift & credit and empowerment
• RF Support :Rs 10000 per SHG
• SHG Bank linkage
• Universal financial inclusion

Additional features

• Universal Financial Inclusion – Financial literacy – Opening of Basic Savings Bank Deposit Account (No-frills a/c) – Affordable insurance – (life, health, pension)
• City Livelihoods Centers to be established (1CLC per 1-3 lakh population, 2 CLCs for 3-5 lakh population, 3 CLCs for 5-10 lakh population and 8 CLCs for more than 10 lakh population) – CLC would bridge the gap between demand and supply of the goods and services produced by the urban poor – The urban poor can access information and business support services which would otherwise not be affordable or accessible by them
• Training & other Capacity Building Support for SHGs and their Federations

Employment through Skills Training & Placement

• Training to be provided as per market need – training needs assessment by skill gap analysis at state/city level
• Training course curriculum and modules to be designed as per market requirement (& in accordance with National Occupational Standards)
• Cost and duration of each training to be finalized
• Empanelment of Skill Training Providers (STPs) – reputed govt. or private institutes may be empanelled by a transparent selection process
• Empanelment of independent Certification Agencies (CAs)
• Placement (minimum 50% candidates) and/or linkages for self employment ventures
• Tracking of successful candidates for minimum 12 months period
• Cost per trainee is Rs. 15,000 (Rs 18,000 for NE States and SCS)

Self Employment Programme

• Individual and Group Enterprises to be promoted and linked with banks for financial support
• Provision of Interest subsidy on loans for individual enterprises (Rs 2 lacs max) and group enterprises( Rs10 lacs max).
• The individual and group enterprises will get subsidized loans @ 7% subject to timely repayment. Subsidy to be reimbursed to the banks.
• Facilitating Linkage with Credit Guarantee Fund Scheme of CGTMSE, M/o MSME.
• Facilitation of Credit cards for individual entrepreneurs for working capital requirement.
• SHGs will be linked with banks for loans (subsidized loans @ 7% subject to timely repayment with provision of additional 3% interest subvention for Women SHGs)

Capacity Building & Training

• Technical support at National, State and City level - setting up implementation structures at National, State and City level in Phase I ( 1 NMMU at National level, 1 SMMU at State level, and 1 CMMU at City/DHQ level)
• Technical support team to be positioned: National level (NMMU) – 10, State level (SMMU) – 6 for big & 4 for small states and City level (CMMU) – 4 for towns > 5 lakh population, 3 for 3-5 lakh population towns or 2 for towns < 3 lakh population
• NULM to support the cost of NMMU/SMMU/CMMU for 5 years
• States to create/ designate a dedicated agency as SULM which will be the nodal agency for implementation of NULM at state level
• Training & other Capacity Building support for Mission Management Units at the National, State and City levels. Provision of Rs. 7,500 per member for training & capacity building

Support to Urban Street Vendors

• A city wide street vendor survey with a view to identify vendors, vendor zones and existing practices
• Issue of ID cards to the vendors by the ULB
• Development of a City Street Vending Plan
• Vendor Market Development
• Provide bank linkages by way of opening Basic Savings Bank Deposit Account (no-frills) of the vendors
• Facilitate bank linkages for working capital requirements
• Skill development
• Social security convergence
• For every 1 lakh urban population permanent – 24x7 - all weather community shelters. Each shelter to cater to 50 - 100 persons
• All necessary infrastructural facilities to be put in place – kitchen, water, sanitation, electricity, recreation, etc.
• A minimum space of 5 square meters or 50 sq. feet per person to be provided
• Location of shelters to be close to the places of concentration of homeless persons and their work places
• Linkages with social security and other entitlements to be ensured
• Shelter Management Committee’s to be set up to run and manage the shelters
• Shelters to be run on a PPCP mode - associating with agencies identified by the State including Building Centers, PSUs, NGOs, CBOs, Pvt. Sector Enterprises etc., for construction and management
• Construction cost to be shared in 75:25 ration (or 90:10). State to bring in land as their contribution
• O&M cost to be shared in 75:25 or 90:10 for 5 years

A large number of households are pushed into poverty as a result of high costs of household spending on health care. The Below Poverty Line (BPL) population is especially vulnerable to the catastrophic health risks. To address this key vulnerability faced by the BPL population in the Gujarat, the State Government has launched a medical care scheme called Mukhyamantri Amrutam (MA) Yojana. The objective of the scheme is to improve access of BPL families to quality medical and surgical care for the treatment of identified diseases involving hospitalization, surgeries and therapies through an empanelled network of health care providers. The surgeries covered are of

• 1. Cardiovascular Surgeries
• 2. Neurosurgeries
• 3. Burns
• 4. Poly Trauma
• 5. Cancer (Malignancies)
• 6. Renal (Kidney)
• 7. Neo-natal (newborn) diseases

'MA' provides quality medical and surgical care for the catastrophic illnesses involving hospitalization, surgeries and therapies through an empanelled network of hospitals to the BPL families.

The Scheme benefits Below Poverty Line (BPL) Families of all the 26 districts of Gujarat which is expected to be approximately 39 lakh BPL families (as per Rural Development and Urban Development Department).

All predefined medical procedures are part of the disease/treatment packages. An enrolled BPL beneficiary may go to any of Network Hospital with a QR Coded Plastic Card and come out without making any payment to the Hospital for the procedures covered under MA.

The total sum assured for the BPL family is of Rs.2,00,000/- per family per annum on family floater basis. A unit of five members (Head of family, spouse, and three dependents) of BPL family is covered under MA.

QR coded (Quick Response Code) Plastic cards will be issued to the eligible families under the scheme. The transactions for the treatment of inpatients shall be cashless.

Rs. 300/- per hospitalization with a ceiling of maximum Rs.3,000/- per year will be reimbursed as transportation cost to the beneficiary.

To implement the scheme State Government has established a “State Nodal Cell (SNC)” at the State, which will administers the Mukhyamantri Amrutum (MA) Yojana.

For the claim processing, deployment of Arogya Mitras, District Coordinators, IEC activities, empanelment of hospitals etc. an Implementation Support Agency (ISA) has been selected and very soon, through a Mega Health Camp the scheme will be launched.

Gujarat Government is providing assistance of Rs.70-crore on ‘Ma-Vatsalya’ Yojna for the treatment of poor families suffering from serious diseases.

This compassionate scheme is for mothers and girls and children under-21 belonging to families below the poverty line earning less than Rs.1.20-lakh per annum, to ensure the poor did not die for want of treatment.

Described cleanliness as one of the basic civic amenities. Creating awareness and inculcating habits for cleanliness from childhood, arranging functions at schools it being the responsibility of the respective school management. Dirtiness spread disease; cleanliness should be matter of habit.

Services will be rendered by both identified private/public/trust hospitals.

Date 15/8/1995 it has been implemented as Rashtriya Kutumb Sahay yojana.

Aim of Yojna :- To help people living below poverty line financially in time of crisis.

To be helpful to people living below poverty line Sankat Mochan Yojana has been started. – If family is noted under B.P.L. then in case of natural / accidental death of main earning member Rs.20000/- is received as compensation.

(1) The family noted under BPL can avail the part benefit of Rs.20,000/- in case of accidental / natural death of main earning member.

(2) To avail benefit under this scheme related talukas Taluka Development Officer’s office has to be contacted and application has to done in prescribed form.

(1) To be eligible to avail benefit under this scheme the B.P.L. card showering that one lives below poverty line should be procured properly.

(2)The application has to made within 2 years of death of deceased person.